 "Where
can I get the best scuba diving holiday insurance ?"
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UK residents make over 58 million overseas trips each year. But as many as 1
in 7 of them fail to take out adequate scuba diving insurance .
It is a situation that spoils thousands of holidays each year. As all travellers
face some level of risk a bit of pre-planning will prove invaluable once you are
on your way. Here are some diving insurance
companies for the UK ...
- Insure & Go
0870 901 3674
- Endsleigh
0800 028 3571
Last updated Feb 2004. The main diving insurance sites
in the UK
which offer a cheap price
for the best dive insurance scuba in
the UK can
be found at Scuba INS .
Five locations where injuries are most likely to occur:
Source - FirstAssist
Roads. From simple cuts and bruises to severe head / body injuries.
Some RTA's result in fatalities and as well as the trauma this brings to
family members, the costs of repatriating remains or a funeral abroad can
run into thousands of pounds.
The Beach. Including drowning, jet ski accidents , parascending
accidents, head and neck injuries, (e.g. from diving into the sea), injuries
due to heavy surf, diving accidents resulting in the bends, being hit by
items such as sun umbrellas or even coconuts falling from trees. Occurrences
of severe sunburn and dehydration are very common.
Hotels. Including balcony falls and swimming pools accidents. Gastro-enteritis
is very common due to a significant change in diet or perhaps poor hygiene
during food preparation / storage.
Remote locations. Increased chance of contracting tropical diseases.
local medical facilities can be limited and this necessitates immediate
medical evacuation.
Ski slopes. All winter sports destinations such as Austria, France,
Italy, Switzerland, Andorra, USA & Canada
Top 5 ski injuries (Taken from a sample of 400 cases):
Knee ligament injuries (30% of all cases);
Fractured tibia;
Fractured / sprained wrists;
Back injuries;
Dislocated shoulders;
Top 6 destinations where ski injuries occurred 1999-2000 season:
France: 45%
Austria: 19%
Italy: 18%
USA: 11%
Switzerland: 4%
Canada: 3%.
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Five locations where injuries are most likely to occur:
Roads. Road Traffic Accidents (RTA's) injuries sustained can range from
simple cuts and bruises to severe head / body injuries which might require
the patient to be ventilated or to undergo life-saving surgery. Of course
some RTA's result in fatalities and as well as the trauma this brings to
family members, the costs of repatriating remains or a funeral abroad can
run into thousands of pounds.
The Beach. Including drowning, jet ski accidents (becoming more common
and with an increasing number of fatalities) parascending accidents, head
and neck injuries, (e.g. from diving into the sea), injuries due to heavy
surf, diving accidents resulting in the bends, being hit by items such as
sun umbrellas or even coconuts falling from trees. Occurrences of severe
sunburn and dehydration are very common, especially if alcohol consumption
is excessive.
Hotels. Including balcony falls (often in the early hours of the morning/
as a result of lack of care or alcohol consumption), swimming pools accidents
(slipping on wet tiles and diving in the wrong end / shallow pools) which
can result in cuts and bruises or the most serious cases result in paralysis
due to a fractured neck. Gastro-enteritis is very common due to a significant
change in diet or perhaps poor hygiene during food preparation / storage.
Remote locations. Increased travel to far-off places has resulted in
a higher chance of contracting tropical diseases. An additional concern
in remote locations following even minor illnesses / injury is that local
medical facilities can be limited and this necessitates immediate medical
evacuation (medevac) to a more appropriate location. In Africa this can
mean crossing borders to countries which have better standard medical facilities
such as South Africa or Kenya. Some of the former Eastern Bloc countries
also have poor or developing infrastructures, thus necessitating medevac
to places such as Turkey or back to the UK.
Ski slopes. All winter sports destinations such as Austria, France, Italy, Switzerland, Andorra, USA & Canada
Top 5 ski injuries (Taken from a sample of 400 cases):
Knee ligament injuries (30% of all cases);
Fractured tibia;
Fractured / sprained wrists;
Back injuries;
Dislocated shoulders;
Top 6 destinations where ski injuries occurred 1999-2000 season:
France: 45%
Austria: 19%
Italy: 18%
USA: 11%
Switzerland: 4%
Canada: 3%
Source - FirstAssist.
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